Murphy v. God – God Wins!!!

photo by: arriba
This just happened to be one of those months were Murphy decided he wanted to visit our family. We had over $1900 in additional costs that came up this last month. Shannon had to get a crown on her tooth, the water pump had to be replaced on the car, we had some additional travel expenses come up, we owe money on our taxes, and various other little things that were not planned for popped up this month.
Now we don’t have a lot of money saved up for rainy days. Shannon and I had no idea how we were going to pay for all these added expenses, but the reality was that God had things already planned out. Within the last 5 days we have received two checks totaling over $1100.
We had an idea that we might be getting one of the checks (but even the amount of that one was a surprise), but the other one came totally unexpected. For the past few days, we had been worrying about how we were going to make ends meet. We were going to have to dip into our emergency fund, until Shannon checked our mail on yesterday. Shannon came to me with tears running down her face as she held a check for over $500.
We can worry all we want, but in the end God provides for his children. God ran into Murphy in dark alley this week, and God kicked Murphy’s @##.
At least God knows what He’s doing… Part 3
The following is part 3 of a 5 part series. Go here for Part 1
I sat down in a comfortable oversized plush seat. Enjoying the wonderful smell of fresh espresso and pastries, I leaned back and opened up my book for what I thought would be a nice extended reading period. But about one paragraph in, my phone began to ring. Looking at the caller ID, I didn’t recognize the phone number. I had an internal dilemma at this point…to answer or to not. Everything in me wanted to ignore it and just go back to my reading…but curiosity won out and I decided to answer.
“Hello this is Greg.” (my standard greeting for unknown numbers that might be from someone at UPS)
“Hello Mr. Qualls. This is _____ with Budget.”
“Yes”
“One of your coworkers was just here looking for his Bible.”
“Yes”
“Well we found his Bible but he said he had to leave or he was going to miss his flight. He left just 30 seconds ago and if he comes back right now he can get it. If not we can mail it back to him and charge it to your card.”
“Ohh ok. Well I’ll try calling him. If not I might just come and get it. Thank you.”
“Yes sir. Good bye.”
“Good bye.”
I tried calling Diego, but there was no answer on his phone. Having two hours until my flight was supposed to come and being really cheap, I decided I was going to have to break camp and go get Diego’s Bible. I needed the walk anyways and it would be a simple trip to the rental car desk and back.
But God had other plans.
At least God knows what He’s doing… Part 2
The following is part 2 of a 5 part series. Go here for Part 1
I decided it was time to get something to eat, and after eating I Seattle for the week, I decided Wendy’s was probably the best idea for lunch with my remaining budget. After getting my ¼ pound hamburger (sorry April and Alf) with a medium drink (witch was really like a large) and medium fries, I proceeded to sit down on a bench and watch the planes take off and the baggage handlers loose peoples luggage (sorry Donald). About the time I finished my French fries, Diego showed up to tell me that he had gotten his laptop.
I was excited for the man, but he hadn’t gotten a chance to go get his Bible. Looking at the time, I told him that he probably had just enough time to go get it. He agreed and off he was again. This was the last time that I saw him in my story.
So once again I thought the adventure was over. I figured that he would get his Bible, catch his plane, and that would be it…the end. So I got up and proceeded to head to my gate. We had to drop off the rental car early so we wouldn’t have to pay for another day. So, I had a lot of time to waste waiting for my plane. So I made my way to one of the Starbucks to set up camp and relax for a couple of hours. But God had other plans.
Lent – Tips for the Season #3
photo by: moriza
We are almost two weeks into the Lent season now. I’m sorry for the delay on this last post in my Lent series. Things haven’t allowed me to sit down and write it. But for those who have been waiting patiently (and I guess the impatient ones too), here is the final post.
Once again, I’m not the most generous person you’ll ever meet (that’s probably why this list is shorter than the other ones). I don’t even like to share candy. But I’ve realized my short comings and here are some things that I’ve learned that help me to be a little more generous with my time and money.
- Make it a priority
You’re not going to do it until you make it a priority. As I said in another post, I learned this from a wise friend when I was in college.I had a moment of enlightenment when I was in college. I was a poor college student (which for some is a load of crap statement…but that is another blog), and I went out to eat with a group guys. At the end of the meal, an older gentleman in the group paid for the meal. I remember telling him how I wish I could do the same. And he responded in the kindest of words, “If you aren’t generous when you have nothing, then you won’t be generous when you have everything.”
You have to make being generous a priority in your life. There are too many other shinny things that will take center stage if you don’t (this comes from the guy with the iPhone…I know about shinny things taking center stage…and I’m still learning). Make it a daily, weekly, monthly, yearly task to look for ways to be more generous in your life.
- Have a budget
You won’t know what to give until you know what you have. This works for both your money and your time. For your money, you should have a budget for every month. This takes away the excuse of saying, “I just don’t have any money to give.” You don’t have money to be generous with because you don’t plan.
When Shannon and I first started budgeting, it was like I got a raise. Before we budgeted, we just tried to keep an eye on our checking account and when it got to low we stopped spending (don’t judge you know you do the same thing). When we started budgeting, we were finally able to plan. We were able to make our money work for us instead of the opposite (check out DaveRamsey.com for more information on budgets).
You also need to budget your time. Some of us don’t have time to serve our fellow man because we never have any extra time. I’ll give you a tip…there is no such thing as “extra” time. There are 24 hours in a day and that is all you have. Just like you’re pay check only has a set amount of money, your life only has a set amount of time. You have to budget your time wisely so you serve those around you (check out ZenHabits.net for more information on budgeting your time). - Give first
This is has two implications. You can take the idea of biblical “first fruits.” This was the commandment given by God that everything that you received (animals, harvest, children, ect.), the first of it was to be given to God. The top line of your budget should have a line for a certain percentage of your money that you want to give away. When you get paid you should automatically take that percentage of money out of your check to give away. No questions. No ifs, ands, or buts. Just do it. Then budget the rest to live off. If you don’t do this…you’ll just make excuses and never be generous with the money you have. This will teach you to be generous.
The other implication is if you have the option to serve someone or to do something else with the “free” time in your life, serve. Give of yourself first. Generosity now has the priority. So skip the basketball game and go do a generous act. - Have a separate checking account
This is a little trick that Shannon and learned when we weren’t part of a local church for awhile. We didn’t have a place that we could write a check to for a weekly tithe. So we opened up another checking account and we transferred a percentage of our pay checks into the account every time we got paid. Then we knew we could use this account to be generous whenever the opportunity presented itself without having to worry about whether we were using money that was needed to pay the bills.
When we started going to City on a Hill we started giving our tithe to them. We still transfer the money into the account so we don’t get it mixed up with the rest of the money we have, but we enjoyed having the freedom of the extra checking account so much that we transfer an additional amount of money into it every month so we can be generous when the opportunities present themselves. - Give first ask questions later
Now this might sound like I’m say to give money to anyone on the street who asks you for it (in fact I would say not to do that…give them food, clothing, bottled water, a cup of coffee…but don’t give them money. Read “Under the Overpass” to see why). What I’m saying is that my tendency and I know some of your’s tendency is to ask the question “Why?”. Why should I be generous with my time and money. The reality of it is that I can’t answer that question truly. I could give you scripture. I could give you stories in my own life. I could paint a picture of a vision of bringing heaven to earth. But you won’t get it.
You won’t get it until you take a homeless guy across the street to Arby’s for lunch. You won’t get it until you mow your elderly neighbor’s yard for them without them asking or paying you. You won’t get it until you help your wife’s single-mother-coworker pay her rent. You won’t get it until you pay for lunch for you and your friends knowing that you might not be able to eat dinner.
If you decide that you aren’t going to be generous until you understand why, you’ll never be generous. The reality is you need to give first and then ask questions, because by giving you’ll find the answers.
Give it up.
It has always been interesting to me to look at the trends of cash flow in churches. I just heard a sermon about how a church was close to half-a-million in the hole (their a very large church). The pastor gave a state of the church address and the giving increased and they ended the year with a surplus (Where the heck was all that money before?).
Now a lot of people would think of this as a wonderful story in God’s provision. Which it is. But I also see it as a sad state of the people’s hearts. I’ve seen this in our own church. The church is having trouble making the budget (which is based off peoples giving from the previous year), the pastor gives a hint at the joy of giving (which it is), and the giving goes back up.
Why does it always take and emergency for the church to give? Why do we have to be reminded to give? Why does it always take a drastic event in our lives in order for us to be generous? Why are we so stingy with our money and possessions?
This is something that is always at the front of my mind. I know what it is like to be in ministry and to know that you could spread the cause of Jesus in great ways….but….you don’t have the finances. I would say that this is sometimes one of the biggest stumbling blocks in ministry. You know God is calling you to do something, but you can’t see how you would be able to finance it.
And you and me being the good Christians we are (or not) say, “If God is calling you to do something, don’t worry because He will provide.” But what we really mean behind those words are, “If God is calling you to do something, don’t worry because He will provide…through someone other than me.”
I had a moment of enlightenment when I was in college. I was a poor college student (which for some is a load of crap statement…but that is another blog), and I went out to eat with a group guys. At the end of the meal, an older gentleman in the group payed for the meal. I remember telling him how I wish I could do the same. And he responded in the kindest of words, “If you aren’t generous when you have nothing, then you won’t be generous when you have everything.”
It’s stuck with me to this day. That was a changing point in my life. Before then, I was only generous and giving when I had extra money (which was like never). From that point on, I have tried my best to give at every opportunity I had. My generosity comes before my excess.
I think this is what Jesus is calling us to do as Christians. He tells us in Matthew that He will take care of us. Therefore, we should invest in the things that are of His heart. As we invest in Him, we grow closer to Jesus, “for where your treasure is, there your heart will be also.”
We shouldn’t be generous only when we have money or see a need. We should be generous all the time. Churches should never have to worry about money. It should be the only non-profit organization in the world that should never have to worry about their cash flow. The word Christian should be synonymous with generous.
The funny thing is that once I started being more generous…the more I enjoyed it. I just hope that you would give it a chance.






